Plain-language, and accurate
Terms of Use
This page sets out the terms for using the calculators and content on this site. It is written in plain language rather than dense legal boilerplate, because the underlying terms are genuinely simple: this is a free, independent estimate tool, not a substitute for professional tax advice or an official government computation.
What this site is
This site provides free, independent calculators for Indian salary, income tax, CTC-to-in-hand conversion, salary hike percentages, and 7th Pay Commission pay levels. Every calculation is built from publicly available income tax slabs, rates, thresholds and official Pay Commission figures, verified against official and independent sources at the time each calculator was built. It is not affiliated with, endorsed by, or connected to the Income Tax Department, the Government of India, or any government body.
Not official tax advice
Every figure this site produces is an estimate, not an official tax computation, a Form 16, or professional financial advice. Indian income tax has genuine complexity that a general-purpose calculator cannot fully capture for every situation, particularly around marginal relief at rebate and surcharge thresholds, HRA exemption calculations that depend on rent, city and basic pay, and old-regime deduction caps under specific sections. Where this site's calculators simplify or omit something, that scope decision is documented directly on the relevant page. For an exact figure, or for a specific and unusual tax situation, consult a chartered accountant or the Income Tax Department's own tools.
Accuracy and updates
Tax slabs, rebate thresholds, surcharge rates, cess rates, Provident Fund rates, Dearness Allowance rates, and Pay Commission figures are all set by government policy and can change, sometimes with each year's Union Budget, and in the case of Dearness Allowance, twice a year. This site aims to keep every figure current and clearly dated, but it cannot guarantee that every rate reflects the very latest policy change the moment it takes effect. Where a figure is subject to periodic revision, this site shows the date it was last verified and its official source directly next to that figure.
No liability for decisions made using this site
This site is provided free of charge, on an as-is basis, without warranty of any kind. Financial, tax or employment decisions should not be made solely on the basis of an estimate from this or any similar calculator, particularly for anything with meaningful financial consequences. To the fullest extent permitted by law, this site and its operator accept no liability for any loss or damage arising from reliance on figures, content, or calculations provided here.
Acceptable use
This site is intended for personal, non-commercial use in estimating your own salary and tax figures. Automated scraping, bulk querying, or any use that places unreasonable load on the site's infrastructure is not permitted. Content on this site (text, calculators, and design) may not be republished or redistributed without permission, though linking to any page here is always welcome.
How the figures on this site are sourced
Every rate, slab, threshold or table on this site is drawn from a specific, citable source at the time it was last checked: primarily official government publications (Income Tax Department circulars and slab notifications, the Seventh Central Pay Commission's own published report, official Cabinet press releases for Dearness Allowance revisions) and, where an official primary source was not directly available, independently cross-checked figures from multiple established financial publications that agreed with each other. Where a figure is genuinely subject to periodic revision rather than fixed by statute, this site aims to show the date it was last verified directly next to that figure, so you can judge its freshness for yourself rather than assuming every number is permanently current.
Scope limitations, stated plainly
A few specific simplifications are built into these calculators, deliberately and openly rather than hidden in fine print. Marginal relief, the provision that softens the tax increase for someone whose income lands just over the Section 87A rebate or a surcharge threshold, is not modelled: results very close to Rs 12,00,000 (new regime) or Rs 5,00,000 (old regime) taxable income, or close to a surcharge threshold, may differ slightly from the exact official figure. HRA exemption is not computed automatically, since it depends on rent paid, city classification and basic pay, none of which these calculators collect; under the old regime, enter your own HRA exemption as part of the combined deductions figure instead. The CTC-to-in-hand breakdown uses standard, commonly applied assumptions for basic pay percentage, Provident Fund rates and gratuity, since exact CTC structures are set individually by each employer and are not standardised by law. Professional tax is modelled as a single approximate toggle rather than an exact state-by-state and income-band lookup. None of these are errors, they are documented scope decisions, each one explained in more detail on the specific calculator page it affects.
Changes to these terms
If these terms change, the updated version will be posted on this same page. Continued use of the site after an update constitutes acceptance of the revised terms.
Contact
Questions about these terms can be sent to contact@salarycalculator.xyz.